How much can I spend today?
Summery connects to your bank accounts, tracks your income and bills automatically, and gives you one number every day — exactly how much you can spend and still finish the month on track.
Your number updates automatically every day based on real transactions.
How it works
Set up in under five minutes. No spreadsheets, no manual entry.
Connect your accounts
Securely link your checking, savings, and credit cards through Plaid in about two minutes. Read-only — we never move money.
Tell us your income and bills
Enter your paycheck schedule and recurring bills. Summery learns your patterns and auto-detects them from your transactions going forward.
Get your number every day
Open the app and see exactly how much you can spend today. Coaching updates in real time as transactions come in.
Built differently
Not another spending tracker. Not a budgeting spreadsheet. A daily answer to the one question that actually matters.
Fully automatic
Transactions sync from your bank in real time. Summery classifies them as income, bills, or spending — and learns your merchants over time so you don't have to categorize the same thing twice.
Real-time coaching
Summery compares what you've actually spent to where you should be — and adjusts your daily number accordingly. Spend less today, have more tomorrow. It all balances out automatically.
Built for households
Invite a partner or spouse and you'll both see the same daily number. No more "I didn't know we were tight this month" — you're working from the same picture.
Most budgeting apps tell you what you spent.
We tell you what you can spend.
Reviewing last month's spending doesn't help you make better decisions today. Summery flips the model — it looks at what's coming in, what's going out, and what's left, and gives you a number you can actually act on right now.
Know your number before you open your wallet
Auto-detects paychecks, bills, and transfers
Handles variable bills — electric, water, insurance
Carryover from good months rolls into future days
Share with a partner so you're always aligned